MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Order

Showing 25-34 of 34 MH Advantage Homes for Order

ManufacturedMH Advantage

Inspiration Golden West / ING442F Cypress

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1188
W x L: 28'0" x 44'0"
ING442F Cypress (FULL) GW - 72ING28443AH
ManufacturedMH Advantage

Majestic / The Rainier 9596-S

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1862
W x L: 26'8" x 70'0"
Quality built and flexibly designed customizable family home features spacious living room open to beautiful modern kitche...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2028

Built by: Marlette Homes
Beds: 4
Baths: 2
Sq Ft: 2100
W x L: 30'0" x 70'0"
2028
ManufacturedMH Advantage

Gold Series / GSP643K Platinum GW

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 2482
W x L: 42'0" x 64'0"
GSP643K - 72GSA42643AH
ManufacturedMH Advantage

Gold Series / GSP642K Platinum GW

Built by: Golden West Homes
Beds: 4
Baths: 3
Sq Ft: 2506
W x L: 42'0" x 64'0"
GSP642K - 72GSA42644AH
ManufacturedMH Advantage

Inspiration Golden West / ING621K Tamarack

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1993
W x L: 42'0" x 62'0"
ING621K Tamarack (FULL) GW - 72ING42623AH
ManufacturedMH Advantage

Marlette Special / The Elite Farmhouse 3066

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1980
W x L: 30'0" x 66'0"
The Elite Farmhouse 3066
ManufacturedMH Advantage

Majestic / The Saint Helens 9588-S

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 2172
W x L: 40'0" x 56'0"
Estate size home offers customizable options to meet individual family wants and needs including master bedroom retreat, o...
ManufacturedMH Advantage

Majestic / The McKinley 9585-S

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 2761
W x L: 40'0" x 70'0"
Beautifully crafted and skillfully designed sprawling estate size home features spacious living room and dining room with...
ManufacturedMH Advantage

Majestic / The Everest 9584-S

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 2289
W x L: 40'0" x 57'4"
Beautiful estate size home features optional covered porch expanding indoor/outdoor space ideal for relaxation and casual ...

Please Note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. American Home Center reserves the right to make changes due to any change in material, color, specifications, or features at any time without notice or obligation.