MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Order

Showing 13-24 of 34 MH Advantage Homes for Order

ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2015

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 26'8" x 44'0"
Surprisingly spacious smaller affordable family home features a large living room opening to a well planned kitchen/dining...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2024

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1600
W x L: 26'8" x 60'0"
Quality built value oriented mid size family home features large rooms with easy traffic flow absence wasted hallway space...
ManufacturedMH Advantage

Inspiration Golden West / ING681K Banyan

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 2122
W x L: 42'0" x 68'0"
ING681K Banyan (FULL) GW - 72ING42683AH
ManufacturedMH Advantage

Inspiration Golden West / ING682F Maple

Built by: Golden West Homes
Beds: 4
Baths: 2
Sq Ft: 1836
W x L: 28'0" x 68'0"
ING682F Maple (FULL) GW - 72ING28684AH
ManufacturedMH Advantage

Inspiration Golden West / ING601F Poplar

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1620
W x L: 28'0" x 60'0"
ING601F Poplar (FULL) GW - 72ING28603AH
ManufacturedMH Advantage

Inspiration Golden West / ING564F Shasta

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1512
W x L: 28'0" x 56'0"
ING564F Shasta (FULL) GW - 72ING28563EH
ManufacturedMH Advantage

Inspiration Golden West / ING521F Noble

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1404
W x L: 28'0" x 52'0"
ING521F Noble (FULL) GW - 72ING28523AH
ManufacturedMH Advantage

Inspiration Golden West / ING481F Fraser

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1296
W x L: 28'0" x 48'0"
ING481F Fraser (FULL) GW - 72ING28483AH
ManufacturedMH Advantage

Inspiration Golden West / ING483F Pine

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1296
W x L: 28'0" x 48'0"
ING483F Pine (FULL) GW - 72ING28483EH
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2019

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1280
W x L: 26'8" x 48'0"
Value oriented smaller double section with big home features and conveniences including spacious living room, beautiful ki...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2021

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1493
W x L: 26'8" x 56'0"
Quality affordable family home available with optional fully integrated covered porch, ideal for relaxation and casual din...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2025

Built by: Marlette Homes
Beds: 4
Baths: 2
Sq Ft: 1814
W x L: 26'8" x 68'0"
Skillfully crafted spacious family home with several customizable optional features including deluxe master bath with oval...

Please Note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. American Home Center reserves the right to make changes due to any change in material, color, specifications, or features at any time without notice or obligation.