MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

Search MH Advantage Homes For Order

Showing 1-12 of 29 MH Advantage Homes for Order

ManufacturedMH AdvantageFeatured

Majestic / The Blackmore 9590-S

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1382
W x L: 26'8" x 52'0"
Innovative midsize quality family home available with customizable options including covered porch, den in-lieu of third b...
ManufacturedMH AdvantageFeatured

Marlette Special / 2860

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1596
W x L: 26'8" x 60'0"
Flexible quality family home available as a three bedroom with large family room or as a four bedroom plan; large living r...
ManufacturedMH AdvantageFeatured

Marlette Special / 2868

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1792
W x L: 26'8" x 68'0"
Beautifully crafted and skillfully designed home features recessed foyer entry to spacious living room open to bright mode...
ManufacturedMH AdvantageFeatured

Inspiration Gold Series / Spruce ING 561F

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1458
W x L: 28'0" x 56'0"
Spruce ING 561F
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2023

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1493
W x L: 26'8" x 56'0"
Well designed quality midsize dual section home features spacious living room open to large bright modern island kitchen a...
ManufacturedMH Advantage

Marlette Special / 2848-MS-52FT

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1382
W x L: 26'8" x 52'0"
Skillfully designed mid/size family home with well proportioned room sizes and lots of open living spaces including spacio...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2017

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1280
W x L: 26'8" x 48'0"
Affordable customizable family home available with fully integrated covered porch ideal for indoor/outdoor casual dining a...
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2022

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1493
W x L: 26'8" x 56'0"
Homeowner preferred family floor plan with master bedroom suite privately located away from guest bedrooms at the opposite...
ManufacturedMH Advantage

Patriot Homes / The Washington PAT28563F

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1484
W x L: 28'0" x 56'0"
The Washington PAT28563F
ManufacturedMH Advantage

Inspiration Gold Series / Eucalyptus ING 681F

Built by: Golden West Homes
Beds: 3
Baths: 2
Sq Ft: 1836
W x L: 28'0" x 68'0"
Eucalyptus ING 681F
ManufacturedMH Advantage

Inspiration Gold Series / Redwood II ING 382F

Built by: Golden West Homes
Beds: 2
Baths: 2
Sq Ft: 1026
W x L: 28'0" x 38'0"
Redwood II ING 382F
ManufacturedMH Advantage

Columbia River Collection Multi-Section / 2015

Built by: Marlette Homes
Beds: 3
Baths: 2
Sq Ft: 1173
W x L: 26'8" x 44'0"
Surprisingly spacious smaller affordable family home features a large living room opening to a well planned kitchen/dining...

Please Note:

All sizes and dimensions are nominal or based on approximate builder measurements. 3D Tours and photos may include dealer and/or factory installed options. American Home Center reserves the right to make changes due to any change in material, color, specifications, or features at any time without notice or obligation.